Consolidate your debts.
Borrow up to $5,000 for 36 months.


Flex Loan Requirements
  • I have been with my employer for a minimum of 6 months.
  • I have been at my place of residence for a minimum of 3 months.
  • I am a permanent resident of Canada.
  • I am currently not going through consumer proposal, bankruptcy, and credit counseling
  • I currently do not have more than $2500 in collections.
What do I need?
  • Be of legal age in Ontario, BC, or Alberta
  • Provide proof of income
  • Have an active bank account
  • Piece of Provincial ID (driver’s license)
  • You must be employed or receiving pension
How do I get my money?

You’ll receive your money in the form of a cheque or EFT.

How much can I borrow?
  • You can borrow up to $5000 with up to 36 months to repay.
  • 1. Tell us a bit about yourself.

  • Currently only serving Alberta, British Columbia and Ontario. Coming soon to other provinces.
  • 2. How much would you like to borrow?

Looking for flex loans? Then look no farther than Cashco Loans, the fast cash lender.

Flex (Term) loans and installment loans are better alternatives to payday loans.

Term loans and installment loans have many benefits that include being able to borrow larger amounts of cash for unexpected expenses or big purchases. They can also be used to consolidate debts and even repair credit or rebuild credit scores. Cashco Financial has always offered long term installment loans to our clients, but now Cashco has added new features to these loans. Our new term loans have more flexible terms and longer installment based payback schedules to allow for more financial freedom.

In fact, our new long term installment loans are so flexible that we decide to call them Flex Loans. With a Cashco Flex Loan, you can get up to $5000 today and take up to 3 years to repay.

With lower rates than payday loans, Cashco Flex Loans can be used to make a big purchase, consolidate debts or just get the money you need when the banks say no. Cashco Flex Loans also report all transactions to TransUnion Credit Bureau so by making easy on – time payments on your Flex Loan from Cashco, you can actually raise your credit score.

So start today and rebuild your credit or establish your credit in Canada with Flex Loans from Cashco Financial.

Cashco Flex Loans are easily available online and we serve Toronto, Vancouver, Saskatoon, Regina, Calgary, Edmonton and many other Canadian cities. if you prefer to come in person, you can also stop by any of our 70 branches across Canada.

Flex Loan FAQs

What is a flex loan?

A flex loan is a multi-payment loan that is usually for a larger amount and a longer period of time compared to a short term cash advance.

Why would I get a flex loan?

Flex loans are a good way to consolidate debt into one easy payment and to make a large purchase over time.

How much can I borrow?

You can borrow up to $5000 with up to 36 months to repay.

Do you do a credit check?

Yes, to qualify for a flex loan, we assess your credit rating and your total debt service ratio. However even with a low credit rating, we almost always approve a loan of some amount to get you started on the road to conventional credit.

How do I pay back my flex loan?

Your flex loan is paid back in bi-weekly or monthly payments according to your needs.

How does a flex loan help me rebuild my credit?

When you make regular payments, the positive payment history is reported to the Credit Reporting Agency. So with each successive on-time payment, your credit score will improve.

How do I get one?

Simple, just apply online or stop by one of our stores.

Loan Protection

Our Loan Protection Plan covers you in the event you are unable to pay back your loan for the following reasons:

  • Accident/Sickness
  • Involuntary Unemployment
  • Critical Illness
  • Death
payday loans
$ 0

Worth of claims will be made in 2015

Repair Your Credit with a Flex Term Loan!

It is possible to rebuild and repair your credit.

It’s not easy. It takes time and discipline, but it is possible. Term loans can get it started. Since approval of term loans requires a credit check, the loan re-payment history is also reported. A steady record of payments made on time slowly but surely begin to increase the credit score. A series of successful loans will continue to strengthen the score.

Here’s What Our Clients Have to Say!

If you have feedback for us we want to hear that too!

  • Thanks so much for yesterday. I was panicking but everything is all well thanks to you. Sending you good vibes and I hope you enjoy your day.

    Alex D.
  • Thank you for everything. Your company has treated me with the best service ever possible and I thank you for that. Now I can concentrate on my son. Thank you so much!

    Lila J.
  • I’d just like to say thanks for helping me get a loan to fix my car. It feels good to know that someone out there cares about me.

    Pat M.

Looking for Another Type of Loan?

We specialize in a variety of alternative loan products!