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Our Loan offers terms ranging from 6 to 60 months with a fixed Annual Percentage Rate (APR). In Saskatchewan, Alberta, and Ontario, the maximum APR is 48.99%, with a $5 document fee and a 10% administrative fee. For example, a $1,000 Flex Loan over 12 months with a 10% administrative fee results in approximately a bi-weekly payment of $54.15 and an approximate total cost of borrowing $394.47 ($1,394.47 including principal).

In British Columbia and New Brunswick, the APR is 55% with no administrative or document fees. For a $1,000 Flex Loan over 12 months, this yields a bi-weekly payment of approximately $50.40, resulting in a total cost of borrowing of approximately $310.40 ($1,310.40 including principal).