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Long and short-term loans with Cashco

Reliable, hassle-free same day options to get you ahead.

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Our loans

The right kinda help—right when you need it

PayDay Loan

Instant support for urgent financial needs.

  • No credit check
  • Borrow up to $1,500
  • Instant approval
  • Quick and easy
  • No early payment penalties
Get a payday loan

Flex Loan

Convenient, flexible terms and repayment options.

  • Borrow up to $7,000 over 60 months
  • Rebuild your credit with regular on-time payments
  • Flexible repayment options
  • Lower fees and interest
  • Exclusive bonuses and services
Get a flex loan
Exclusive Features

Upgrade your Flex Loan for added peace of mind

Buy Some Time

Need to skip a payment or take a break from NSF fees? Buy yourself some time with immediate flexibility and security for the days ahead.

Starting at $19.95/month

Loan Protection Plan

Our Optional Loan Protection Plan has covered nearly $2 million in loan payments for our clients!

This service is here for you when life’s bigger concerns take priority over your loan payment.

Ready to apply? Here’s what you’ll need

Void cheque or direct deposit info

Help ensure a smooth process by having a void cheque or your direct deposit details ready.

Flinks connection or bank statements

Connect to your bank account through our partner, Flinks, or provide a minimum 2 months of bank statements.

Government ID

Don’t forget to bring your government-issued Canadian photo ID or international passport so we can confirm it’s really you!

Phone number

We’ll verify your phone number during your loan application process, so a valid one is required.

Proof of residence

Bring proof of your current address, like a utility bill or lease agreement, to confirm your residence.

Frequently asked questions

Need some help? We got you

Contact your local Cashco branch to discuss payment options and explore available debt relief solutions.

No worries! It happens. Just click the "forgot password" option on the sign-in screen, and we’ll email you a link to reset it.

Yes! You can apply for a Payday Loan over the phone using eSign. Contact your nearest Cashco branch for more details.

Applying for a Cashco Payday Loan is super simple! You’ll just need: photo ID, a bank account, and proof of employment.

A Cashco Payday Loan is a short-term loan that lets you borrow a portion of your upcoming paycheque. Also known as cash advances, they come with higher interest rates and are based on your income.

A Payday Loan is a short-term loan meant to be repaid on your next payday(s), but it often comes with higher fees and interest, making it a less sustainable option for larger financial needs. A Flex Loan is a better long-term option, as it offers larger amounts, lower monthly payments, and credit-building potential.

Yes! A Cashco Flex Loan is a great option for new Canadians looking to build or improve their credit. Each payment is reported to Canadian credit bureaus, meaning you can start raising your credit from day one.

Applying for a Cashco Flex Loan is quick and easy! All you’ll need is: photo ID, a bank account, and proof of employment.

You can borrow up to $7,000 with a Cashco Flex Loan and repay it over up to 60 months.

Cashco’s Flex Loan is a long-term personal loan designed to help with large purchases, financial gaps, debt consolidation, and improving credit when paid on time.

Still have a question?

Contact us