This year marked a pivotal shift for Cashco. In 2022, we continued to draw from our unique history and key accomplishments while establishing a new chapter for the company. Our vision is to accelerate the narrative and reality of financial health for underserved Canadians, and we have formed the strategy that is going to get us there.
Through advancing financial health to our communities, we will transcend the current limitations and support the upcoming generations to dream without limits. To begin, we must meet people where they are at and walk with them toward the development of a foundation, encouraging them to set goals while helping them build the confidence and belief that they can be reached. It is with great honor that I lead this organization toward achieving our goals, and toward the development of a future in which millions of financially excluded Canadians can create and achieve lifelong aspirations.
With gratitude, I thank my team at Cashco for their determination in serving with empathy through all these years and in creating a strategy that is paving the way. I cannot wait for what is to come.
Thank you for joining us on this journey.
Lindsay Dodd (He/Him)
Chief Executive Officer
Delivering on Our Purpose
Our Commitment
Cashco leans on the following frameworks and standards for operating and in designing the emergence of a financially inclusive future. This is how we stay accountable in building value as a social enterprise:
United Nations Sustainable Development Goals (SDGs) We are focused on advancing the nine SDGs that most directly relate to our industry and which we have outlined as having the most capacity to amplify impact in the near-term.
United Nations Sustainable Development Goals
We are focused on advancing the nine SDGs that most directly relate to our industry and which we have outlined as having the most capacity to amplify impact in the near-term.
No Poverty
Provide clients with financial services and products that address emergency needs
Zero Hunger
Plan and fund programs that provide food and other essential goods to the community
Good Health and Wellbeing
Innovating products and service models that increase financial health
Quality Education
Provide educational resources to our community that amplify generational financial health
Gender Equality
The continual advancement of employment that advances gender equality by ensuring equal pay and opportunity for everyone.
Decent work and Economic Growth
Advancing sustainable economic growth, while ensuring full and productive employment and decent work for all people, from all walks of life
Industry, Innovation, and Infrastructure
Investing in digital infrastructure and innovation to advance economic opportunities and financial health, while emphasizing equal access to information and knowledge
Reduce Inequalities
Improving our processes to decrease inequality for our staff and clients
Responsible Consumption and Production
Taking action on reducing waste and environmental impact
Our Core Values
Respecting the Vision
We strive to ensure that every decision and every interaction we have is in line with our purpose, and our core values. These three elements are the foundation for establishing our vision, while maintaining our strong culture.
Embracing CANI
Each day we come to work, celebrate our wins, and try to find at least one area where WE CAN do better. It is this attitude that has helped Cashco become a leader in the under-banked market.
Communicate Honestly
We communicate honestly with candor and respect to make the most of every conversation.
Own the Results
We hold ourselves and each other accountable, recognizing that all outcomes are an opportunity to self- examine, take action, and grow together.
Live the Golden Rule
Living the Golden Rule goes beyond just treating others how you want to be treated. It also considers how they want to be treated because we are all unique individuals who deserve to be treated with respect and empathy.
To Ending Financial Exclusion is our driving force, informing all of our decisions from our long-term business strategy, to how we design our client journey. Financial instability is a major source of stress, negatively impacting physical, mental, and social well-being.
Growing a client’s FinHealth score is how we increase stability and financial inclusion. To do this, we provide sensible products, resources, and support, designed to maximize client success in four key areas:
Spend
Guide clients to confidently spend within their means
Save
Learn to save for the unexpected and emergencies.
Borrow
Understand how to borrow responsibly.
Plan
Work toward developing a financial plan.
Social Enterprise
By operating with a Triple Bottom Line approach that considers the
three elements of people, planet, and prosperity, we think beyond
traditional financial measures, ensuring our business practices are
creating positive social and environmental outcomes, and that Cashco
is showing up as a social enterprise by carefully balancing the below
qualities:
IMPACT: measured by assessing the extent to which an organization
addresses social and environmental issues, including efforts to improve
the lives of people in the community, as well as its impact on the
environment.
SCALE: measured by assessing the size and reach of an organization’s
operations, including evaluating the number of people, communities,
and geographic locations that are impacted by the organization’s work.
SUSTAINABILITY: measured by assessing the organization’s ability to
continue its operations over time through an evaluation of financial
performance, the ability to adapt to changing circumstances, and to
maintain social and environmental impact.
FinHealth for All
When we talk about FinHealth, we’re referring to a foundation inspired by the Financial Health Network’s FinHealth Score® methodology.
A FinHealth score is a measure between “0” and “100”, is determined and tracked by completing assessments at regular intervals. We support our clients in tracking and improving their FinHealth score over time.
Empathy is rooted in Cashco’s foundation; it is the reason our clients keep coming back. It is what guides our ability to provide a financial lifeline to clients in a non-judgemental atmosphere. It is the quality that continues to shift our reputation within the money lending industry.
We stand up for our clients. We stand beside our clients when no one else will.
Our People
Join the Team
Want to join us in our purpose to End Financial Exclusion? It’s a pretty big job so join us to make it happen.
Cashco is a certified Great Place to Work®, which means that our employees voted us as somewhere they want to be.
Hit the button below to check for current job openings.