flexible terms loans

Borrow up to $5,000 and make affordable installment payments for up to 3 years with Cashco Flex Loans


UP TO $5,000


Flexible Amounts



Flexible Terms




No Penalties To Pay Off

Installment Loan FAQs

What is an Installment Loan?

An installment loan is a personal loan for a large amount of money that is paid back easily in affordable payments over a longer term when compared to a small dollar short-term loan.

What is so great about installment loans?

Installment loans can be used for many different reasons including to quickly and easily consolidate and overcome debts. It can also be used to get enough money for a large purchase or to cover an unexpected expense. Installment loans from Cashco are easy to qualify for and can actually improve your credit score.

What is the installment loan amount maximum?

Cashco installment loans can be for any amount of money from $500 to $5000 so you can get enough money now for what you need. You can take up to 3 years to repay the installment loan just making affordable installment payments.

How can I get an installment loan?

Getting an installment loan from Cashco Financial is easy. You can apply online in seconds, come to one of our branches or give us a call anytime. All you need a photo ID, a banking account, proof of employment and proof of residence to qualify.

Will an installment loan affect my credit score?

Yes, our installment loans affect your credit score. That means that with successful installment payments, your credit score will actually increase!  It is a great way to repair or establish your Canadian credit score.

What are the installment loan terms?

Our installment loan terms are flexible, which is why we like to call them Flex Loans. You can choose all the terms as the loan is flexible to meet your needs. Choose your loan amount, how long you’d like the loan for, and how often you want to make installment payments.

Why should I choose Cashco Financial for my installment loan?

That’s easy, Cashco Financial is the best place to get an installment loan because we care about our clients and work with you to find the right loan solution that works the best for you.

How Do I Get Approved for an Installment Loan?

That’s pretty easy too. Once you take a minute to apply either online, by phone or in person, we work to get you approved in minutes. We perform a soft credit check (so that your score is not impacted by the check) as part of our approval process and we keep you informed the whole time. Then we transfer the money into your account and you are good to go.

Looking for flex installment loans? 


Then look no further than Cashco, the fast cash lender.

Cashco Financial has great alternative to a payday loan.  Cashco Installment loans are a great option for those looking to take out a larger sum of money with a lower monthly payment and improve their credit score at the same time.  Cashco Financial Installment loans are a longer term loan ranging from $500 to $5000 with up to 36 months to repay.  Whether your intention is to consolidate debt or pay for an unexpected expense, an Installment loan could be right for you.

Although at first glance many alternative lenders may seem the same, Cashco Financial is far different from the competitors.  We pride ourselves on our first class service, and our quick and easy application process.  One component of the process does require a credit check, however by choosing a Cashco Financial Installment Loan, your payments are reported to the Credit Bureau.  Meaning that every single time you make a payment on time, your credit score will improve.

An Installment loan can be a great tool in helping those who are new to Canada to create a credit score, or help to improve those whose credit has been damaged or bruised. When shopping around to find the right loan for you, ensure that other providers offer this valuable reporting tool.

By improving your credit score, it can open up a world of options and possibilities for you.  Down the road you may be consider buying a home, and taking out a mortgage to do so, or taking out an auto loan to buy your first car, or upgrade your current one.  By having a good credit score it will make more put these dreams more easily attainable, and ease the burden of everyday stress as you move up the credit continuum.

Visit us online to view all of our products, or apply for an installment loan right now by completing the Installment loan application located above.  If you would rather speak with one of our friendly associates, please call us toll free at 1-855-914-7940.  They are standing by 24 hours a day, and would be happy to answer any questions you may have and discuss why a longer term loan could be the answer to your financial goals.  Apply now and see how an Installment Loan could change your life.

Restore credit


It’s not easy. It takes time and discipline, but it is possible.Installment Flex loans can get it started. Since approval of installment flex loans requires a credit check, the loan re-payment history is also reported. A steady record of payments made on time slowly but surely begin to increase the credit score. A series of successful loans will continue to strengthen the score.

Bad Credit


Installment loans always sounded like a bit of daunting product to me. I’m not sure why because installment loans are actually the best kind of loans and are often just referred to as loans or conventional loans. Almost every type of loan or credit is an installment loan because you pay the loan back in installments. A car loan, a mortgage, a line of credit, and even paying off an appliance you bought at The Brick, are all installment loans.

Here’s What Our Clients Have to Say!

If you have feedback for us we want to hear that too!

  • Thanks so much for yesterday. I was panicking but everything is all well thanks to you. Sending you good vibes and I hope you enjoy your day.

    Alex D.
  • Thank you for everything. Your company has treated me with the best service ever possible and I thank you for that. Now I can concentrate on my son. Thank you so much!

    Lila J.
  • I’d just like to say thanks for helping me get a loan to fix my car. It feels good to know that someone out there cares about me.

    Pat M.