Building your credit has never been more rewarding.
Build your credit with perks along the way!
No credit check, no hidden fees.
We report your membership payments to the credit bureau every month, which raises your credit score!
Credit building has never been easier. Every successful payment made on your membership reports to Transunion for you. Sit back and enjoy the perks of your membership, while growing your credit score along the way.
Every day, members of The Village are selected to receive extra cash (a.k.a. HandUps) to help pay their rent, gas, groceries, and more!
No credit check required.
HandUps: Every month you’ll get opportunities to receive money for groceries, gas, rent, utilities, and more.
Access to #NeedMilkMoney: An interest-free, fee-free $50 loan at any time; pay back on your terms.
After 12 on-time payments, you can apply to be approved for a $2,000 Flex Loan.
Credit is your ability to borrow money, make purchases, or access services with the understanding that you will pay the money back by a deadline!
Lenders determine whether you qualify for credit based on your credit score. Not everyone has a credit score that allows them to borrow money; that’s where we come in.
Building, maintaining, and understanding credit helps you get the things you need or want, like a loan for a car, a mortgage for a house, or a credit card; based on your promise to pay later.
Credit ensures your future self some money! You can never expect when life happens. That’s why it’s important to make sure you do the work to guarantee your access to money in the future.
“Ask yourself this: if you could be a part of something that helps people across the board with life-changing news like this, is that something you can be a part of? You may not win all the time but when you least expect it & get the call, you’ll be so thankful that you signed up when you did!”
-Tarik W., Member of The Village
“The Village helped when I felt like I was drowning. I had a lot of debt; mostly a student loan. It gave me somewhere to start. I was confused by different companies, and it never helped my actual credit. Now I am on the right path and am at ease knowing that it only gets better from here.”
-Cheryl H., Member of The Village