The Village by Cashco

A membership program offering you features and benefits that work together to provide relief today and hope for tomorrow.

  • Access to exclusive rewards
  • Chances to help pay your bills
  • Financial literacy programs
  • A chance to get ahead

About The Village by Cashco

The Village by Cashco is a membership program with features and benefits that work together to provide relief today and hope for tomorrow. All roads in the Village by Cashco lead you to financial success. Our membership programs provide access to the power, knowledge, and tools you need to improve your finances and boost your quality of life today.

When you’re surrounded by the best for resources and like-minded individuals, we believe that you can joyfully manage the ups and downs of life. Because at Cashco, we know that life happens to the best of us and despite our best intentions. That’s why we’ve built The Village by Cashco to get connected.

We are proud to launch 3 levels of our membership program, complete with membership financing! Discover below to find out how we can best support you today.

VIP HandUp Package


  • All features of both the Basic & Standard packages.
  • Annual Staycation – Shop Local Stay Local! Cashco will book one member of The Village, accommodations for one night at a local hotel of their choice, plus spending money! (up to $500 in value) AND they get to pay it forward!

  • Exclusive entry into our Laptops for Kids HandUp. 10 lucky VIP members will get a laptop for a child in their household (takes place September 15th, 2020). Valued up to $400!

Standard Membership


  • All features of the Basic package.
  • Access to Lifeworks: A self-help portal designed to connect you to your village with respect to all aspects of your well-being. You name it, we can help!
  • Exclusive access to Annual HandUps:
    • $500 Ready for School Your child (or any child) will receive the funds to purchase all the necessities! We highly value education and know it takes an army (and a village) to outfit a child for back to school!
    • Zero Balance HandUp: The membership program will pay up to $500 of your household bills in arrears, past due or late payments and bring your balances to zero AND get a matched pay it forward!

Basic Membership


  • Immediate access to Daily & Monthly HandUps featuring:
    • $100 Groceries daily,
    • $50 Next Tank of Gas daily,
    • up to $500 Next Rent Payment monthly draw,
    • up to $500 Next Utility Bill payment draw,
    • up to $500 on your next Cell Phone bill,
  • Priority help with credit repair & NSF fees.
  • Full access to the Cashco Scholars education portal.
  • Chance to be our next Cashco Ambassador!
  • Subscription to our Quarterly Newsletter with Real-World Stories of inspiration, courage and change.
  • Digital welcome package includes membership card, link to read Wealthing Like Rabbits written by esteemed Canadian author Mr. Robert Brown, with a paper copy to follow.


For a printable copy of information about the program and membership packages download our pdf guide.


Questions or comments? Email us at or
give us a call at 1-833-915-9473.
The Village Membership Coordinator is waiting to hear from you!
Membership Terms & Conditions

The Village Agreement

Latest Update: January 7, 2021

The Membership

Cashco Financial Inc. (Cashco) welcomes you to The Village by Cashco membership (the “Membership”)! Cashco may extend certain benefits, perks, and privileges as described in more detail below, and additional offers that may be announced from time to time. We ask that members of The Village thoroughly read The Village Agreement (hereby referred to as the “Agreement”). The Agreement is established between The Village member (the “Member” or “you”) and Cashco.

Member Acceptance of the Agreement

You hereby agree, for good and valuable consideration, to the Agreement, rules, regulations, policies, and procedures of the Membership. Each Member is responsible for remaining knowledgeable about the Agreement.

Subscription Terms

Your subscription to the Membership includes enrolment to an ongoing/recurring payment plan. Your subscription will automatically renew at the end of the disclosed billing period, unless cancelled in accordance with the cancellation instructions below. We reserve the right to change our pricing. In the event of a price change, we will notify you thirty (30) days in advance of the change via email. If you do not accept the price change, you may cancel your subscription to the Membership.

You can cancel your subscription at any time before the end of the current billing period or promotional offer. Cancellation will take effect at the end of the current billing period or promotional offer. Unless required by law, Cashco will not refund or credit for partially used billing periods.

Cashco reserves the right to terminate or deny members.

Please note: The Membership is NOT a credit or loan product by Cashco.

Personal Information

When you participate in the Membership, Cashco may collect certain information about you to fulfill perks and benefits. Cashco will keep your information safe and secure. No information will be shared and/or sold to any other parties.

Use of Personal Information

By signing up for the Membership, you (i) grant Cashco the right to use your personal information that you’ve provided for the purpose of administering giveaways, including but not limited to contacting and announcing recipients, and coordinating the provision of the rewards; (ii) grant Cashco the right to use your first name, last name, and province of residence for publicity and promotional purposes relating to the Membership in any and all media without further compensation unless prohibited by law; and (iii) acknowledge that Cashco may disclose your Personal Information to third-party agents and service providers in connection with any of the activities listed in (i) and/or (ii) above.

Membership Eligibility and Restrictions

Membership is open only to individuals who are:

1. at least 18 years old (or the age of majority in jurisdiction of residence, whichever is older) upon sign up.

2. legal residents of the Canada residing within the geographic territory in which the Membership is offered. Cashco will determine which provinces and territories the membership will be offered in and reserves the right to change geographical offering of the membership.

3. not residents of the province of Quebec.

Membership is limited to individuals only and is limited to one account per individual (one email per account). Employees, directors, and directors of Cashco Financial Inc are not eligible for the Membership. Cashco may limit the number of Members accepted into Membership for each province. Membership benefits have no cash value and are not exchangeable for cash or any other benefits or services.

If you cancel or if your Membership is terminated at any time, you will lose all access to the benefits.

The Member should promptly advise Cashco of any changes to their personal account contact information, such as their name, address, phone number(s), and/or e-mail address(es) by updating their Village Membership account information.

VIP Credit Reporting (Optional)

If you’ve opted into the Credit Reporting Option with a VIP Membership, your monthly payments will be reported to TransUnion. The amount reported will be equivalent to 1 year’s VIP Premiums, and Cashco will report at the beginning of each month, the payments towards the membership premiums for the prior month. In order to gain the full benefits of this feature, you should make your regular payments on time each month. Once Cashco has received an amount equivalent to 12 months premiums, your Credit Reporting will be “Paid”. Your membership agreement will continue after the 12 months have been paid, however, in order to continue with Credit Reporting, a renewal of the Membership agreement would be required.

Order of Payment

When a payment is received by Cashco or The Village, the payments will be applied in the following order:

  1. Any NSF or related fees
  2. Membership Premiums

Membership Communications

Unless the Member has opted out of receiving marketing communications, The Village may communicate with Members about marketing initiatives via mail, email, and other channels. Marketing initiatives includes special Member promotions, offers, and more. Cashco will also use these channels to notify the Member when they are eligible for a benefit and to communicate Membership changes. Please note that even if you opt out of receiving marketing or promotional communications, Cashco may continue to send you non-marketing or non-promotional emails, such as those about your account and benefits.

Membership Benefits and Details

Cashco reserves the right to remove, eliminate, vary, discontinue, substitute, or alter any of the Membership benefits at any time, due to availability, disruption, or for any other reason at Cashco’s sole discretion. Cashco will not be liable for any such acts, and you agree to hold Cashco harmless for any damage or loss related to the removal, elimination, variance, discontinuance, substitution or altering of any of the Membership benefits. The removal, elimination, variance, discontinuance, substitution or altering any of the Membership benefits shall not be deemed to be a breach of this agreement or any other right.

The following benefits are included in the Membership and the following terms will apply:

1. Resources, information, and notifications will be shared with members primarily via email.

2. Daily, monthly, quarterly, and annual reward recipients will be contacted via email or phone.

3. Rewards MUST be claimed within 24 hours of communication from The Village. Unclaimed rewards will be reallocated at the discretion of Cashco Financial. Rewards must be claimed through this form:

4. The pay-it-forward benefits are to be provided to individuals who are not in the same household as the Member recipient. Valid government identification will be required to claim the benefits.

5. Cashco may take several business days to process and send your rewards. We will work to fulfill your rewards as quickly as we can to the best of our ability.

6. Credit reporting is available through Cashco as a 12-month Flex Loan with an interest rate no higher than 0.00%.

7. Annual Staycation Giveaway will take place prior to July 2021. Member must book trip prior to December 31, 2021. Member must confirm pay-it-forward recipient within 72 hours, same booking deadline as above.

8. Cashco may require identification and proof of bills & residence for certain Giveaways, including but not limited to monthly Giveaways for Next Rent, Next Utility Bill, Next Cellphone Bill, etc.

9. Members will be able to use Cashco’s cheque cashing services once per month to cash one cheque up to $1,500 in value completely free (i.e. the member will not be charged any cheque cashing fees). Cheques over $1,500 in value are exempt from this perk and fees will not be waived (i.e. regular fees will still apply).