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Hassle-Free Cheque Cashing

Just bring your cheque and 2 forms of ID (one with a photo, issued by the Government), and we will cash it that day, with the lowest service charge in the industry.

  • Payroll
  • Insurance
  • Money orders
  • Government
  • Personal (case by case basis)
  • First Nations cheques
  • Western Union
  • Money Gram
  • Certified Cheques
  • Post-Dated (No more than 7 days)

Cheque Cashing FAQs

What kind of cheques can I cash?

We cash all kinds of cheques: payroll, government, tax refunds, post-dated*, personal**, insurance, utility refunds, lottery cheques, first nations, and more. Come on in and speak with one of our friendly customer service representatives and discover how we can help.
* up to 7 days
** case by case

What are the fees?

To cash a cheque in any of our payday loan stores: there is a 2.9% fee and an additional $3.95 loading fee for the VISA YesCard.

If you prefer cash, just head to any of our pawn stores: where you will pay a 3.5% fee.

If you are paying off a current payday loan with your cheque, there are no fees on the portion that you use to repay the payday loan.

Can I have someone cash my cheque on my behalf?

No, we only cash cheques for the “payee” on the cheque.

How long does it take to cash my cheque?

If you are a new client you will have your money in less than 15 minutes. If you are a returning client, the process will take even less time.

What if my cheque doesn’t clear?

We will contact you to resolve the problem and arrange repayment options.

What do I need to cash a cheque?

All you need is one valid piece of government issued photo ID and any other second piece of ID, like your health or SIN card. And of course, a cheque.

Do you cash cheques larger than $10,000?

Of course we do! It does not matter the amount of the cheque. We will take care of you whatever amount your cheque is.

Do you accept “out of country” IDs to cash a cheque?

Yes, depending on the circumstances. We will always do our best to help you.

Do you accept out of country currency or cheques?

Sorry, but unfortunately we do not.

What does it mean to have a cheque certified?

To certify a cheque, you need to take the cheque to the bank where the cheque is from and receive confirmation that funds are available. Some banks charge a small fee to do this.