Settlement loans are loans made to someone who is pursuing a future settlement or payout from a lawsuit, inheritance, house sale, medical malpractice, or any other situation. The money is coming in the future, but the client needs money now. The loan does not have to be repaid while the client is waiting for the funds from the future settlement. The loan is only repayable at the end, when funds arrive. Plus there are no restrictions on where the money you get from a settlement loan can be used. It can be used for anything, like living expenses, medical bills, or legal fees. It is up to you!