Consolidate your debts.
Borrow up to $5,000 for 36 months.

Looking for flex loans? Then look no further than Cashco Loans, the fast cash lender.

Long-term personal loans are generally the best type of loans because long-term loans offer lower interest rates and fees compared to short term loans. Cashco Financial Flex Loans are long-term personal loans that offer clients long-term financing for large purchases, to get out of a long-term financial shortfall, or even to consolidate debt. No matter what your personal financial goals are, if it seems that you never have enough money to pay all the bills, a Flex Loan could be a solution.

You can apply for a Caschco Flex Loan in a branch or online. It’s an instalment loan that gives you up to $5,000 for anything you need and up to 36 months to pay it back. They can be used to establish credit in Canada or rebuild bad credit scores. With each on-time instalment payment throughout the term of the loan, your credit score can rise. This is one of the cool benefits of Flex Loans from Cashco. Some long-term payment loans do not report to the Credit Bureau and thus do not help rebuild bad credit scores, or establish new credit scores in Canada. We specialise in long-term loans for bad credit as well as short term loans for bad credit.

Why is good credit important?

Living life with a good credit score is much easier and more convenient than living with a bad credit score. Many things like housing, vehicles, replacement appliances, and sometimes even personal lines of credit for home improvements or to pay for a large unexpected expense could require you to have good credit.

Cashco Financial Flex Loans can be used as a personal line of credit that can be topped up or paid off fully anytime. This can be extremely beneficial to clients who may need more money one month or may have more money one month. Either way, Flex Loans are flexible enough to fit each client’s wants and needs.

You can get all Cashco long-term loans online quickly and easily through our online application form on this page. If you prefer to talk to someone right away, simply call us at 1-855-914-7940. Flex Loans can be very helpful and be a form of long-term cash loans. Cashco Financial offers many different types of short term loans and long term loans. Cashco Financial works hard to get you approved performing quick credit checks during the fast and easy qualification process for our Flex Loans. Cashco Financial Flex Loans are reported to the Credit Bureau (TransUnion) and successful payment instalments add points to your credit score!

The Most Flexible Loan in Canada

Get up to $5,000

GET UP TO $5,000

Consolidate Your Debts


Rebuild Your Credit


Flex Loan Requirements
  • I have been with my employer for a minimum of 3 months.
  • I have been at my place of residence for a minimum of 3 months.
  • I am a permanent resident of Canada.
  • I am currently not going through consumer proposal, bankruptcy, and credit counselling
  • I currently do not have more than $2500 in collections.
What do I need?
  • Be of legal age in Ontario, BC, or Alberta
  • Provide proof of income
  • Have an active bank account
  • Piece of Provincial ID (driver’s license)
  • You must be employed or receiving pension
How do I get my money?

You’ll receive your money in the form of a cheque or EFT.

How much can I borrow?
  • You can borrow up to $5000 with up to 36 months to repay.
  • 1. Tell us a bit about yourself.

  • Currently only serving Alberta, British Columbia and Ontario. Coming soon to other provinces.
  • 2. How much would you like to borrow?

Flex Loan FAQs

What is a flex loan?

A flex loan is a multi-payment loan that is usually for a larger amount and a longer period of time compared to a short term cash advance.

Why would I get a flex loan?

Flex loans are a good way to consolidate debt into one easy payment and to make a large purchase over time.

How much can I borrow?

You can borrow up to $5000 with up to 36 months to repay.

Do you do a credit check?

Yes, to qualify for a flex loan, we assess your credit rating and your total debt service ratio. However even with a low credit rating, we almost always approve a loan of some amount to get you started on the road to conventional credit.

How do I pay back my flex loan?

Your flex loan is paid back in bi-weekly or monthly payments according to your needs.

How does a flex loan help me rebuild my credit?

When you make regular payments, the positive payment history is reported to the Credit Reporting Agency. So with each successive on-time payment, your credit score will improve.

How do I get one?

Simple, just apply online or stop by one of our stores.

Repair Your Credit with a Flex Loan!

It is possible to rebuild and repair your credit.

It’s not easy. It takes time and discipline, but it is possible. Flex loans can get it started. Since approval of flex loans requires a credit check, the loan re-payment history is also reported. A steady record of payments made on time slowly but surely begin to increase the credit score. A series of successful loans will continue to strengthen the score.

Here’s What Our Clients Have to Say!

If you have feedback for us we want to hear that too!

  • Thanks so much for yesterday. I was panicking but everything is all well thanks to you. Sending you good vibes and I hope you enjoy your day.

    Alex D.
  • Thank you for everything. Your company has treated me with the best service ever possible and I thank you for that. Now I can concentrate on my son. Thank you so much!

    Lila J.
  • I’d just like to say thanks for helping me get a loan to fix my car. It feels good to know that someone out there cares about me.

    Pat M.

Looking for Another Type of Loan?

We specialize in a variety of alternative loan products!

Ready to Apply for Flex Loan?

Get approved within seconds!