Product Features

Cashco Everyday Use Account

Unlimited transactional account

Monthly Fee

FREE!

with monthly direct deposit or two monthly direct debits to your account. $9.95 without.

Features

  • $25 overdraft for everyone, up to $500
  • Unlimited debit and credit transactions
  • $1 Interac e-transfers®
  • Earn 25 cents every time you use your account up to $5/month

You’ll also get

  • Free Access to ATB mobile
  • Free Access to Cashco Financial and ATB Financial ABMs.

Savings Account

What are you saving up for?

mom's world

Monthly Fee

FREE!

and it always will be.

Features

  • 1 free withdrawal per month*
  • Unlimited deposits per month
  • $1 Interac e-transfers®

*$1 debit transactions after the first

Bonus

  • We’ll even give you $10 to get your savings started

Other Fees

ABM Cirrus International: $5
ABM withdrawal non-ATB: $1.50
Chargeback: $45

Certified Cheque
Issuer: $10
Payee: $15
Cheque processed in USD on CAD: $15
MICR encoded Cheque: $5
Draft CAD: $7.50
Draft USD: $7.50
Other foreign/multi currency: $7.50
EFT return: $45
e-Transfer cancellation: $3
Insufficient funds/NSF: $45

Stop Payments
Cheques (full details): $12
Cheques (partial details): $20
EFT (full or partial details): $20

Real Banking FAQ

What is Real World Banking?

We believe that meaningful access to essential banking services is a right for everyone regardless of employment or financial history. In the real world, some of us are restricted from banking services because of something that happened in the past. Cashco wanted to provide a new service that would work for people when they needed help most. We know that traditional banks are risk-adverse and unable to provide the kind of programs that Cashco knows our clients need. That’s real world banking.

Where can I open a Cashco account?

You can open an Everyday Use, Savings or Mom Matched Savings Account at any of our Alberta Branches.

Can I still get a Cashco account if I have been turned down for a flex loan or payday loan in the past?

Yes you can. We want to make real world banking accessible to everyone.

What do I need to open a Cashco account?

All you need are two pieces of government issued ID and your SIN (not your card, just the number).

Why should I directly deposit my paycheque into my Cashco account?

Because it will save you $9.95 every month.

In addition to the fact that you will earn substantially more money on your savings with a Cashco account than any other savings account, setting up a direct deposit to your Cashco account qualifies you for overdraft protection up to $500.

How can I directly deposit my paycheque into my Cashco account?

All you have to do is give your Cashco account number to your HR department and ask them to deposit your paycheques into that account going forward.

What is an overdraft?

Every Everyday Use Account comes with a $25 overdraft. No questions asked.

This overdraft covers you for $25 extra on top of what is in your account at any time. You can increase your overdraft up to $500 simply by directly depositing your paycheque into your Cashco account.

With an overdraft, you can make purchases (or have automatic payments) through your account or debit card even if you don;t have sufficient funds to cover them. You can opt to use your overdraft whenever you like.

Are these Cashco bank accounts available to anyone in Canada?

Currently, Cashco is only able to offer our best in class accounts to residents of Alberta. However, we are planning to expand our offering to other provinces very soon.

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